Home Ownership Plus Education (HOPE) Scheme

Home Ownership Plus Education (HOPE) Beneficiaries
The Home Ownership Plus Education (HOPE) scheme was introduced in January 2004. It is a voluntary scheme for young low-income families who choose to keep their families small. Beneficiaries are provided with help for a head-start in the form of cash grants as well as funding in housing, training and children’s education. They also receive mentoring support.

There were 2,674 families on HOPE as of end September 2012. The ethnic breakdown, based on the ethnicity of the mothers, is as follows: 45% were Malay, 33% Chinese, 15% Indian and the rest from other ethnic groups.

MSF will review the HOPE scheme as part of our regular programme reviews. We will review it to see if it needs to be refined or improved.

Who can apply
You can apply for HOPE if you meet the following criteria:
1. Have gross household income of $1,500 or lower per month;*
2. Wife/Mother is aged 35 years or below; **
3. Are married or are a divorced/widowed mother with child custody;
4. Have 1 or 2 children who are Singapore Citizens or Permanent Residents (PRs) of Singapore;
5. One spouse is a Singapore citizen and the other is a Singapore Citizen or PR of Singapore; divorced/widowed mothers must be Singapore Citizens;
6. Husband/Divorced/Widowed mother is employed.

Read more here.

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